Anglais de la finance · GratuitFinance & Banking English · Free
Maîtrise le Finance & Banking English.Master Finance & Banking English.
Lecture, écoute, écriture professionnelle et révision du vocabulaire — sept façons de progresser, gratuites et illimitées.
Reading, listening, professional writing and vocabulary review — seven ways to progress, free and unlimited.
PointsPoints: 0
Choisis une activitéChoose an activity
Sept façons de progresser.
LectureReading
Lis le texte, puis réponds aux questions.
ÉcouteListening
Écoute l'audio (autant de fois que tu veux), puis réponds aux questions.
Clique pour écouter. Ton navigateur lit le texte en anglais à voix haute.
ÉcritureWriting
Rédige ton texte en anglais, puis clique sur "Faire évaluer mon texte".
0 motswords
Objectif : mots minimum
Révision du vocabulaireVocabulary review
Touche la carte pour voir la définition. Glisse à gauche si tu connais le mot, à droite si tu ne le connais pas (ou utilise les boutons).
0/0
Dictionnaire terminologiqueTerminology dictionary
20 termes essentiels, avec définition et exemple.
Asset
Something of value owned by a person or company.
"Real estate is considered a long-term asset."
Liability (finance)
A financial obligation or debt owed by a company.
"The loan is recorded as a liability on the balance sheet."
Equity
The value of ownership in a company after debts are subtracted.
"Shareholders' equity increased this quarter."
Interest rate
The percentage charged on borrowed money or paid on savings.
"The central bank raised the interest rate by 0.5%."
Portfolio
A collection of financial investments held by a person or institution.
"Her investment portfolio includes stocks and bonds."
Dividend
A payment made by a company to its shareholders from profits.
"The company announced an increased dividend this year."
Liquidity
The ease with which an asset can be converted into cash.
"The fund maintains high liquidity to meet withdrawals."
Collateral
An asset pledged as security for a loan.
"The house was used as collateral for the mortgage."
Credit score
A numerical measure of a person's creditworthiness.
"A high credit score can lead to lower interest rates."
Amortisation
The gradual repayment of a debt over time through scheduled payments.
"The loan has a 20-year amortisation schedule."
Audit
An official inspection of financial records for accuracy.
"The annual audit found no discrepancies."
Overdraft
A facility allowing withdrawal of more money than is in an account.
"She used her overdraft to cover the unexpected expense."
Diversification
Spreading investments across assets to reduce risk.
"Diversification protected her portfolio during the downturn."
Fiscal year
A twelve-month period used for accounting purposes.
"The company's fiscal year ends in March."
Insolvency
The state of being unable to pay debts owed.
"The company filed for insolvency after years of losses."
Underwriting
The process of assessing and accepting financial risk, often for loans or insurance.
"The bank's underwriting standards have tightened."
Compound interest
Interest calculated on both the initial principal and accumulated interest.
"Compound interest significantly grows long-term savings."
Hedge
A financial strategy used to reduce risk of adverse price movements.
"The company used futures contracts to hedge against currency risk."
Bull market
A market condition characterised by rising prices.
"Investors were optimistic during the bull market."
Bear market
A market condition characterised by falling prices.
"The bear market led many investors to sell their shares."
Use this, not thisUse this, not this
Des formulations plus professionnelles pour remplacer les tournures trop directes ou familières.
We have no money.
→ We are facing a liquidity shortfall.
Formal financial terminology.
The company is broke.
→ The company is facing insolvency.
Precise financial/legal term.
Prices are going up.
→ We are experiencing a bull market.
Standard market terminology.
Prices are going down.
→ We are experiencing a bear market.
Standard market terminology.
Spread your money around.
→ Diversify your portfolio.
Standard investment terminology.
Pay it back slowly.
→ Follow the amortisation schedule.
Precise financial terminology.
Check the numbers.
→ Conduct an audit of the financial records.
Formal financial process language.
Borrow against your house.
→ Use your property as collateral.
Precise banking terminology.
You owe money.
→ This is recorded as a liability.
Standard accounting terminology.
You own this.
→ This is recorded as an asset.
Standard accounting terminology.
The bank checked if he can pay.
→ The bank assessed his credit score.
Precise banking terminology.
We protect against losses.
→ We hedge against market risk.
Standard financial risk terminology.
The company pays shareholders.
→ The company distributes dividends.
Precise financial terminology.
The year for accounting.
→ The fiscal year.
Standard accounting terminology.
The bank decides who gets a loan.
→ The bank conducts underwriting.
Standard banking process terminology.
Exercice : complète la phraseExercise: complete the sentence
Choisis le mot qui convient le mieux dans chaque phrase.